Check the back of the credit card or on your last monthly statement to find the name of the issuer. The bank, retailer or other entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check out the exhibitor`s website. As a rule, the name of the bank is indicated at the bottom of the issuer`s home page. This search method provides access to all credit card contracts associated with the CFPB`s latest quarterly collection of credit card contracts. To access all agreements from the last or previous periods, please click on the corresponding contract link below. (Please note that the Presidium has not reached any agreement for 2015. The January 2016 archive is a sample collected by office staff from the first week of January 2016 on the publicly accessible websites of the largest credit card issuers and does not constitute a complete set of agreements. Credit card issuers are generally required to display the credit card agreements they offer to the public on their websites, with a few exceptions. If you are an exhibitor, email CardAgreements@consumerfinance.gov for instructions on how to submit agreements. How to request a copy of your account agreement or ask other questions about your credit card account: If you are looking for information specific to your account, contact the bank or institution that issued your card.

By law, the issuer must provide you with your agreement upon request. If you have difficulty obtaining your consent, let us know by filing a complaint. Looking for a credit card? Make a more informed decision by reviewing a sample credit card agreement before applying. Learn more about prices and fees so you can decide if a card is right for you. The final pricing and fee information will depend on your credit history, so keep in mind that the following credit card agreements are just examples (PDF, require Adobe Reader layers). We will refer your issue to your credit card company, give you a tracking number, and keep you informed of the status of your complaint. The drop-down list contains credit card issuers that have submitted credit card agreements under section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you can`t find a card issuer, it could be: Apply for a new credit card? For more information on how to apply, please read the offer prices and conditions for more information on applicable interest rates, fees and fees.

The CFPB maintains a database of credit card agreements for hundreds of card issuers. You can use the following tool to search for a chord based on the name of the exponent. Have you recently been approved for a credit card? Congratulations! The final pricing and fee information will depend on your credit history, so your actual prices and terms can be found in your credit card agreement. You can find it online and attach it to your credit card when it arrives in the mail. Do you already have a Bank of America® credit card? Log in to online banking and request a copy of your credit card agreement. We have provided this database so that you can search for agreements between credit card issuers and their customers. The agreements in this database contain general terms and conditions, information on prices and fees. The agreements filed contain general conditions, prices and information on fees. They are not specific to someone`s account information.

Receive a copy of your agreement by mail by applying below. If you have any questions about the agreements themselves, contact the card issuer directly. Find instructions, your rights regarding your creditworthiness and credit card protection. Previous agreements for requested cards: April 1, 2020 to January 11, 2021 (PDF)Before April 1, 2020 (PDF) We have collected marketing agreements for credit card issuers with universities or affiliated organizations. We are also required to report to Congress on the status of college credit card agreements. Request a copy of your credit card agreement in four simple steps: Current agreement for requested cards: As of March 22, 2021 (PDF) Choose a cardholder agreement template The following typical cardholder agreements include terms and conditions, interest rates, and fee information based on our current consumer credit card offerings. They are provided to help you make informed decisions about which offers best suit your needs. The content below is updated quarterly and in PDF format. View new account agreements via the links provided. To request a copy of your existing account agreement, please call the number on the back of your card. If you have a credit card that is not listed on this page, or if you need the credit card agreement specific to your account, you can request a copy by mail by calling the number on the back of your card.

We display consumer credit card agreements in this database as submitted by the respective issuers. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as made available to the public, or any omission or other error in the agreement as presented by the issuer. If none of these reasons apply and you still can`t agree, call them to ask for a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request… If you have any questions, please contact one of our employees at 800.932.2775. We are here to help you 24 hours a day, 7 days a week. Don`t have access to an online account? Click here to register. .